How Our Financial Coaching Works
Our one-on-one financial coaching sessions are designed to provide you with customized advice and strategies tailored to your financial situation. We’ll work together to set clear goals, create actionable plans, and help you navigate financial challenges.
Benefits:
• Tailored financial strategies
• Ongoing support and accountability
• Enhanced financial literacy
How Does it Work
1. Free Initial Consultation
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Our 30 - 60 minutes consultation is designed to help us understand your financial goals and challenges. During this session, we’ll discuss your current situation, identify areas for improvement, and explore how our personalized financial coaching can guide you to success. This no-obligation meeting is the perfect first step towards achieving financial freedom.
What to Bring to Your Free Initial Consultation
To make the most of your session, please bring the following:
• Completed Statement of Financial Position click here to download and print of complete using online google form here.
If you downloaded and printed the form please scan and send to me via email or WhatsApp.
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2. Financial Assessment & Goal Setting
We take a detailed look at your financial picture—income, expenses, debts, and savings—to understand your current situation. From there, we work together to set realistic financial goals and create a customized plan designed to help you achieve them efficiently and confidently.
What to Bring to Your Financial Assessment Session
To make the most of your session, please bring the following:
• Recent Pay Stubs or proof of income
• Bank Statements (last 3 months)
• Credit Card Statements (last 3 months)
• Loan Information (mortgage, car, student loans, etc.)
• Monthly Bills (utilities, rent/mortgage, insurance, etc.)
• Investment Account Details (retirement accounts, savings, stocks, etc.)
• Expense Tracking (any records of your spending, such as apps or receipts)
• Budget (if applicable): A current budget or financial plan you are following
3. Custom Financial Plan
During this session, we take the insights from your financial assessment and craft a personalized financial plan tailored to your unique goals and situation. Here’s what you can expect:
a. Review of Financial Assessment: We’ll start by discussing the results of your financial assessment, ensuring we have a full understanding of your current financial picture—income, expenses, debts, savings, and financial habits.
b. Defining Priorities and Goals: Together, we’ll prioritize your financial objectives, whether it’s reducing debt, building savings, or planning for long-term goals like retirement or a major purchase.
c. Crafting a Custom Plan: Based on your goals and priorities, we will create a step-by-step financial plan that includes actionable strategies for:
• Budgeting and expense management
• Debt reduction (using methods like the debt snowball or avalanche)
• Savings and emergency fund building
• Retirement planning (if applicable)
d. Implementation Strategy: We’ll outline how to implement each part of your plan, making sure the steps are practical and achievable for your lifestyle.
e. Next Steps & Ongoing Support: Finally, we’ll discuss follow-up sessions and how we’ll track your progress to keep you accountable and adjust the plan as your financial situation evolves.
4. Ongoing Coaching
The journey to financial freedom doesn’t end with a plan—it requires consistent effort and adjustments along the way. During our ongoing coaching stage, we provide continuous support and accountability to help you stay on track and achieve your financial goals. Here’s how it works:
a. Regular Check-ins: We’ll meet on a weekly, bi-weekly, or monthly basis, depending on your needs. During these sessions, we’ll review your progress, discuss any challenges, and refine your strategies.
b. Progress Tracking: We’ll monitor key financial metrics, such as debt reduction, savings growth, and budgeting success, to ensure you’re moving closer to your goals.
c. Adjustments & Improvements: Life changes, and so can your finances. As your circumstances evolve, we’ll adjust your financial plan to reflect new priorities, challenges, or opportunities.
d. Accountability & Motivation: Our ongoing coaching helps you stay committed to your plan by providing accountability and encouragement. You’ll have a trusted partner guiding you through the ups and downs of your financial journey.
e. Celebrating Milestones: As you hit significant milestones, such as paying off a major debt or reaching a savings goal, we’ll celebrate your achievements and set new, higher goals to keep you motivated.
5. Accountability
We ensure you stay on track through regular check-ins and progress assessments, allowing us to review your financial milestones and challenges together. We’ll adjust your strategies as needed and provide ongoing motivation and support, helping you remain focused and accountable on your journey to financial freedom.
6. Achieving Results
Our coaching is designed to help you achieve tangible results in your financial journey. By implementing personalized strategies and maintaining accountability, you will see improvements in debt reduction, savings growth, and overall financial health. Together, we celebrate your milestones and adjust your plan as needed, ensuring your path to financial freedom is both rewarding and sustainable.
Frequently Asked Questions
Q: What is personal financial coaching?
A: Personal financial coaching is a one-on-one service where a coach helps you organize your finances, set financial goals, and create strategies to achieve them. The coach provides guidance on budgeting, saving, debt management, and investing to help you make informed financial decisions.
Q: How can financial coaching help me?
A: Financial coaching helps you gain control over your finances, build better money habits, and achieve goals like paying off debt, saving for big purchases, or planning for retirement.
A: A financial coach helps you develop healthy money habits and plan for the future. A financial advisor typically focuses on managing investments and growing wealth.
A: Results vary depending on the circumstances. You may notice improvement in as little as a few weeks. More complex goals, however, like debt payoff, may take several months.
A: No, people of all income levels can benefit from financial coaching. Whether you’re just starting or well-established, coaching helps you make the most of your finances.
A: Yes, coaching includes strategies for managing and paying off debt efficiently, helping you regain financial control.
A: Absolutely. All information shared during coaching sessions is confidential and handled with care.
A: Our coaching fees are $350 for a one-hour session. Alternatively, you can book two sessions in advance for a discounted rate of $550. This ensures personalized support and ongoing guidance tailored to your financial goals.
All sessions are virtual.